Home inventory categories full#
Home inventory categories download#

We prefer using cloud services because it makes your house inventory list accessible from multiple devices. Keep a copy of your household inventory list on a memory stick and store it at a different location.Īlternatively, use a cloud service like Google Drive to back up your file. Take things a step further by also backing up your digital copy off-site. A digital copy of your home insurance list of items makes the file easy to find and access for updates and saves you from creating a separate document inventory list for your hard copies. You may print out a hard-copy if you like, but don’t rely on that alone. Making an inventory list takes a little time, so look after it. Keep Your Home Inventory List Safe and Accessible Your checklist for insurance will include off-site items you may have forgotten about.You’ll know exactly what’s listed on your homeowner’s insurance inventory and can judge if the insurance offer is fair. It allows you to avoid misunderstandings.If you have a fire in one room, you can pinpoint the contents on your house fire inventory list for that space. It allows you to break the items down into categories or by room.

Without a home inventory for insurance, it’s difficult to remember where and when you bought the items.

Home inventory categories full#

The insurance company expects you to provide full details to corroborate your claim.

Not providing your insurance an itemized list means that your belongings may fall under “Unspecified Cover.” The overall limit on such cover is relatively low.

Your home inventory checklist for moving will detail every item you transport.

It’s also simple to forget to add an item. It’s easy to forget details that might make a difference, such as make and model.

Ĝreating a home inventory list after fire or theft is difficult.

Why Having a List of What You Own Makes Claiming EasierĪn up-to-date home contents inventory checklist makes claiming easier because: Once you complete the inventory, print out a copy of the list and keep it in a protected place, such as a safe. Hit the save button on your computer frequently during the process. Using shopping and house contents calculator apps makes this process a lot simpler.įor valuable items like antiques, consider using the service of contents valuation companies. Check the replacement value of every item on your household inventory spreadsheet. This step sounds tedious but is a quick one. If you have paper receipts for any items on your room inventory checklist, scan and upload them. For other items on your personal property checklist, keep your bank statements as your proof of purchase.

Home inventory categories download#

You may also set up your list by home inventory categories.Ĭreate a file titled “Proof of Purchase for Home Contents List for Insurance.” Gather together the receipts for the expensive items on your personal property checklist.Ī quick hack is to download your order list from online retailers such as Amazon since these companies usually provide detailed invoices. Take note of any item you expect your insurance to pay for if you file a claim. Go from room to room to create your home contents list.

If applicable, create separate sheets named:

Ensure you document custom features and finishes when you inventory your home.Įither look for a home contents inventory list template online or create one in Excel. Photographic evidence makes it easier to identify recovered items.ĭon’t forget items you carry in your car or on yourself. It’s also useful as an adjunct to your property inventory list after a theft. This will help you prove that you had the items you claim you did. The easiest way to start your list of belongings is to take out your phone and start videoing or taking photos for insurance purposes.